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Credit Services Organization (CSO) Bonds


Credit Services Organization Bond Information

Credit service and debt management professionals must obtain surety bonds to ensure their organizations conduct business in an ethical and lawful manner. The surety bond typically applies to those who sell or provide services to help improve a consumer's credit report, history or score. Businesses that obtain a loan or extension of credit for consumers are also often subject to the bond requirement. Valid third party claims against the surety bond vary across jurisdictions but commonly include; failure to perform contractual services, misrepresentation, fraudulent credit record actions, and improperly receiving money for services.

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