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Alabama Certificate of Title Surety Bonds for Vehicles


Alabama Certificate of Title Surety Bond Information

Title Bonds are a type of surety bond required in the state of Alabama for vehicle owners with lost, damaged, or stolen titles. The bond is issued for a 3 year term and allows the applicant to claim ownership and register the vehicle. The standardized amount of the surety bonds in Alabama are outlined below.

How Much Does a Title Bond Cost in Alabama?

Certificate of Title Bond ($10,000 or Less)

Bonds up to $10,000

3-Year Bond

Certificate of Title Bond ($10,001 to $25,000)

Bonds over $10,001 up to $25,000

3-Year Bond
1.5% of the Bond Amount

Certificate of Title Bond (over $25,000)

Bonds over $25,000

3-Year Bond

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Other Helpful Information and Links

Starting the process for a surety bond with the Alabama Department of Revenue

The applicant shall complete an electronic request for an Alabama certificate of title under surety bond (form MVT 10-1A) utilizing the Motor Vehicle Title, Registration and Insurance Portal (MVTRIP) https://bonds.mvtrip.alabama.gov.  Upon approval of the request for a surety bond, the applicant(s) will be provided a Certificate of Title Surety Bond for a motor vehicle or manufactured home (form MVT 10-1), to be completed by the applicant(s) and the insurance company issuing the surety bond (e.g. Surety Bonds Direct). Upon completion of the form MVT 10-1, the applicant(s) shall make application for certificate of title through a designated agent within ninety (90) days from the date the surety bond was executed.

The Alabama Department of Revenue Motor Vehicle Division requires the following documentation as Proof of Ownership. These documents must be provided to the state with MVT 10-1A Bond Application. If you do not have these documents, you cannot post a surety bond for the vehicle.

The original outstanding title with the assignment completed listing the applicant as buyer.

If the original title is not completed listing the applicant as buyer, then the following must also be provided:

  • a copy of the Bill of Sale containing the VIN, OR
  • most current registration in the name of the applicant.

If the applicant does not have the original outstanding title, the following must be provided:

  • a copy of the Bill of Sale containing the VIN, OR
  • most current registration in the name of the applicant

The standardized amounts for the surety bonds in Alabama are as follows based on vehicle type;

Trailers:
Less than five (5) model years old – $25,000
Five (5) model years old but less than ten (10) model years old - $10,000
Ten (10) or more model years old – $5,000

Passenger vehicles and pickup trucks:
Less than five (5) model years old – $50,000
Five (5) model years old but less than ten (10) model years old – $25,000
Ten (10) or more model years old – $10,000

Trucks, buses and recreational vehicles:
Less than five (5) model years old – $100,000
Five (5) model years old but less than ten (10) model years old – $50,000
Ten (10) or more model years old – $25,000

Motorcycles:
Less than five (5) model years old – $25,000
Five (5) model years old but less than ten (10) model years old – $10,000
Ten (10) or more model years old – $5,000

Manufactured homes:
Less than (10) model years old – $50,000
Ten (10) or more model years old – $25,000

Alabama Motor Vehicle Surety Bond Portal