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North Carolina Mortgage Broker, Lender or Servicer Bond

North Carolina Mortgage Broker, Lender or Servicer Bond

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Who Requires the Mortgage Broker, Lender or Servicer Bond and Why Is It Needed?

Mortgage Brokers, Lenders, and Servicers who are granted or seeking licensure in North Carolina are required by the North Carolina Office of the Commissioner of Banks ("Commissioner") to post a surety bond. The bond amount or coverage will range from $75,000 to $500,000 based on the nature of mortgage business conducted. The mortgage surety bonds secure performance of the ethical and law abiding satisfaction of the obligations of the bonded mortgage individual, entity, its officers, employees and agents under Article 19B of Chapter 53 of the North Carolina General Statutes, the North Carolina Secure and Fair Enforcement Mortgage Licensing Act ("NC SAFE Act"). The surety company is authorized to terminate its obligation under this surety bond by giving the Commissioner ninety (90) days advance written notice.

How Much Will My Surety Bond Cost?

Take 2 minutes to provide the basic information required to get the best rates for your North Carolina Mortgage Broker, Lender or Servicer Bond. The quote request is free and there is no obligation to you. If you prefer, please call 1‐800‐608‐9950 to speak with one of our friendly bond experts. We can help guide you through the bonding process and identify the lowest cost in the market for your situation.

If you are interested in spreading out the cost of your bond over time, we can offer convenient financing plans for many types of surety bonds. More information will be provided with your quote.

List of North Carolina surety bonds.

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