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Texas Certificate of Title Bond

Texas Certificate of Title Bond

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Who Requires the Certificate of Title Bond and Why Is It Needed?

A Texas Certificate of Title Bond (also known as a Bonded Title, Title Bond, Defective Title Bond, Lost Vehicle Title Bond or DMV Bond) allows a vehicle owner to claim ownership and register the vehicle with the state when a title has been lost, stolen or is missing. This type of surety bond protects against items such as undisclosed security interests or cases where a duplicate title has been issued.

The surety bond is typically required by the current owner in order to legally transfer ownership and register the vehicle. In Texas, the bonds are issued for a 3 year term and prior to requesting your bond, you must have received a rejection letter from the state including the specific bond amount required.

3-Step Title Bond Process in Texas

  1. Initial Application of Eligibility
    The Texas DMV requires that you are "eligible" for a bonded title. For this they require an application and a $15 application fee.  They require that you submit "A Statement of Fact for Bonded Title (Form VTR-130-SOF)" (the form is available here: ), your ID, and the copy of the bill of sale. The DMV will provide you with a letter regarding your title bond (sometimes referred to as a "rejection letter").
  2. Title Bond
    Once you know the amount required, purchase your title bond. Provide us with the letter you received in step 1 (a scan or photo can be uploaded in the final step of the request). The DMV uses a calculator on their site to estimate the value. You can estimate on the Texas DMV site (bottom of the right column if you follow the link above). The bond must be for 1.5 times the value.
  3. Title Application
    Finally, you need to submit to the DMV, the title bond, the "rejection letter," DMV Form 130-U (Also attached and available online here: ), copy of the bill of sale, and the VTR-130-SOF. The DMV should then issue you the title.

How Much Will My Surety Bond Cost?

Some Texas Certificate of Title Bonds are offered completely online without a credit check or any paperwork. Surety Bonds Direct has access to the lowest bond prices available in the market for applicants with good credit and bad credit.

It only takes a couple minutes to provide us with the information required for a free, no-obligation quote. Or if you prefer, call 1‐800‐608‐9950 to speak with one of our friendly bond experts. We can help guide you through the bonding process and identify the lowest cost in the market for your situation.

If you are interested in spreading out the cost of your bond over time, we can offer convenient financing plans for many types of surety bonds. More information will be provided with your quote.

List of Texas surety bonds.

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