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Michigan Vehicle Uniform Surety Bond for Vehicle, Watercraft or Mobile Home


Michigan Bonded Title for Vehicle or Mobile Home Information

A Vehicle Uniform Surety Bond (also known as a Bonded Title, Certificate of Title Bond, Defective Title Bond, or Lost Vehicle Title Bond) allows a vehicle, watercraft, mobile/manufactured home, or snowmobile owner to claim ownership and register the vehicle with the state of Michigan when a title has been lost, stolen or is missing. This type of surety bond protects against items such as undisclosed security interests or cases where a duplicate title has been issued. Michigan Title Bonds are provided for a 3 year term and the bond amount must be equal to 2 times the value of the vehicle. A bond is not required for vehicles that 6 or more years old that have values of $2,500 or less. The bond for vehicles, watercraft and snowmobiles is written on form TR-121. The bond for mobile homes is written on form TR-121. Surety Bonds Direct will complete and certify these forms for you.

The Michigan Department of Licensing and Regulatory Affairs requires that manufactured home owners without an established record of ownership furnish title surety bonds equal to 2 times the value of the manufactured home. These bonds are issued for 5 year terms.

How Much Does a Title Bond Cost in Michigan?

Vehicle Uniform Surety Bond ($6,500 or Less)

Bonds up to $6,500

3-Year Bond

Vehicle Uniform Surety Bond ($6,501 to $25,000)

Bonds over $6,500 up to $25,000

3-Year Bond
1.5% of the Bond Amount

Vehicle Uniform Surety Bond (over $25,000)

Bonds over $25,000

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