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Indiana Public Adjuster's Bond

What is an Indiana Public Adjuster's Bond?

The State of Indiana requires a Public Adjuster's Bond for those licensed or becoming licensed to engage in the business of Public Adjuster as defined by the Indiana Insurance Code. The surety bond ensures that the bonded principal practices proper accounting and funds management as it pertains to transactions governed by the licensing guidelines and the laws of the State of Indiana. The bond runs continuously until terminated by the surety company upon thirty days written notice of intention to terminate and filed with the Commissioner, Indiana Department of Insurance.

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Public Adjuster's Bonds And Getting Your Indiana Business License/Registration

The State of Indiana defines a Public Adjuster as one who renders advice or assistance to the insured in the adjustment of a claim or claims for loss or damages under any policy of insurance covering real or personal property and any person or corporation who, or which, advertises, solicits business, or holds itself out to the public as an adjuster of such claims. If you meet this definition as an Indiana residents, you must obtain a Public Adjuster license which requires the following basic steps:

  • Basic qualifications; Indiana resident of at least 18 years of age who is trustworthy, reliable, and of good reputation and not have committed any act that is a ground for denial, suspension or revocation of a license.
  • Request certificate to take and successfully complete the written Indiana Public Adjuster examination
  • Secure and provide state with proof of $10,000 surety bond
  • Submit forms, application, and nonrefundable fees for the desired license as directed by the Indiana Department of Insurance