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Manufactured, Modular or Factory Built Home Contractor Bond

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What is a Mississippi Manufactured or Factory Built Home Contractor Bond?

A Surety Bond is required by the Mississippi Fire Marshal's Office, Factory Built Home Division for those seeking licensure in accordance with the Mississippi Code and Mississippi Insurance Department Regulations for work on manufactured, factory built or modular homes. The condition of the surety bond is that the bonded principal faithfully discharges and performs the duties incumbent on him or her under the provisions of all applicable laws, including but not limited to Title 75, Chapter 49 of the Mississippi Code and Mississippi Insurance Department Regulation MH-2008-1.

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Manufactured Home Contractor Bond
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Why is a Mississippi Manufactured Home Contractor Bond Required?

This surety bond protects any consumer who sustains loss or damage by reason of any act or omission by the bonded principal., The consumer who is financially damaged is entitled to bring an action against this surety bond for the recovery of damages sustained by the consumer. The action must be brought before the Commissioner of Insurance, State of Mississippi, in his position as State Fire Marshal (Obligee), or the Obligee's agent. The claim will then be validated and the amount of loss or damage sustained by the consumer determined.