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Getting Your Florida Business License or Registration
The Florida Construction Industry Licensing Board is tasked with licensing and regulating the construction industry in the state of Florida. The board meets regularly to review applications for licensure, disciplinary cases, and to conduct informal hearings relating to licensure and discipline. The board also establishes rules and guidelines in accordance with the provisions set forth in state statutes. Construction licenses may be issued by registration or certification:
Registration is when the applicant has taken and passed a local examination and can practice only within that local jurisdiction. Certification is when the applicant has taken and passed an examination and can practice throughout Florida.
Financial Responsibility and Stability Requirements for Contractor Licensing Applicants
Florida Law requires all construction contractor license applicants to prove that they are financially responsible and stable prior to issuance of their licenses. The Construction Industry Licensing Board has determined a contractor will be considered financially responsible and stable if the following items are established: There are no unsatisfied liens against the applicant or the company he or she intends to qualify; There are no unsatisfied judgments against the applicant or the company he or she intends to qualify; Applicant has a 660 FICO derived credit score or higher, or submits a licensing bond or irrevocable letter of credit. The licensing surety bond or letter of credit must be maintained by the licensee until the applicant has a FICO credit score of 660 or higher.
Applicant with a 660 credit score or less at the time of application must establish financial responsibility by obtaining a contractor license bond or letter of credit. The amount of the bond or letter of credit is based on the type of license: $20,000 for Division I contractors or $10,000 for Division II contractors. These bond amounts may be reduced to $10,000 for Division I contractors and $5,000 for Division II contractors by completing a board-approved financial responsibility course.
Other Helpful Information and Links
The amount of the bond (not the cost) required by the Licensing Board is as follows; $20,000 for Division I construction contractors and $10,000 for Division II contractors. These bond amounts may be reduced to $10,000 and $5,000 respectively by completing a board-approved financial responsibility course.
Florida Department of Business and Professional Regulation Construction License Board
Obligee Contact Information
Division of ProfessionsConstruction Industry Licensing Board
1940 North Monroe Street
Tallahassee, FL 32399-0783
Phone: 850.487.1395
Do I need to file for a Financially Responsible Officer application?
If your company designates a financially responsible officer to take financial responsibility for the company, that individual must complete the FRO application.
Does my Financially Responsible Officer need a bond?
Yes, all Financially Responsible Officers must have a Financially Responsible Officer Bond in place to ensure financial obligations that may result from construction work are satisfied. The bond is issued to the Construction Industry Licensing Board in the coverage amount of $100,000.