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Public Adjuster Bonds And Getting Your New Jersey Business License/Registration
Public Adjusters in New Jersey are licensed by the New Jersey Department of Banking and Insurance to serve as consumer advocates who represent the policyholder in an insurance claim and the Public Adjusters primary obligation is to protect the interests of the policyholder in claims negotiations with the insurance company. Applicants for a public adjuster's license in New Jersey agree to background checks and fingerprinting. Additionally, New Jersey Public Adjusters must not have had a criminal background or have been involved in past administrative actions. Public adjuster applicants must complete a training course, examination through PSI Services LLC and pay an application fee to the Department of Banking and Insurance before obtaining a license. Continuing education courses are also required in order to receive a license renewals in the future. Lastly, all applicants and licensed public adjusters must have an active surety bond on file with the Department of Banking and Insurance.